REMORTGAGE

We can help you decide if it's beneficial for you to switch lender.

If you are an existing homeowner, there are many reasons why you may want to remortgage. This may be anything from trying to seek a lower monthly payment by obtaining a lower mortgage rate than the one you are paying now or simply to borrow more money, for instance, to fund home improvements.

We will do our utmost to find a mortgage package that is most suitable for your needs and requirements (i.e. your time constraints, budget, attitude risk, lifestyle etc.) We will treat your mortgage application with a proactive approach whilst delivering a personal and efficient service.

If you are nearing the end of a special deal with your current lender, or maybe need to raise some extra finance to fund a wedding, university fees or any other purpose, a remortgage may be a suitable option. We will look at other products from your current lender before we search for a more competitive deal. This way we can assess if it will be financially beneficial to switch to another lender or stay with your current lender. We take into account any fees which would be payable if you do switch, these may include broker, lender arrangement, valuation and legal fees.

After we have carried out a review of the market, we can present the options available to you and recommend the option which is most suitable for your needs.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.